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Payments Consulting Services

Don’t risk high payment processing fees. Effectively manage operating costs and reduce overhead with custom payment processing solutions and best-in-class pricing from Aprio.

Complex merchant statements.
Constantly-changing rates.
Eroding profits.

Account for Anything™ with Aprio

If your business accepts credit cards or other electronic payments, you know that processing fees can eat into your profits—and with complicated merchant statements and constantly shifting rates, it’s not always easy to determine the true cost of your payment processing system.

With Aprio, you’ll never be left in the dark. Not only have our exclusive rates been proven to yield savings between 10-60%— our competitive, transparent pricing model means that you won’t be left guessing what you’re paying each month. We’ll work with you to evaluate your current payment processing practices, analyze your fees, and outline solutions for lowering them. Thanks to our extensive network of trusted payment processing partners, we have the flexibility to recommend a custom solution that is specifically tailored to your business.

No upfront fees and no contracts, ever. And, if Aprio doesn’t measure up to your expectations, you can cancel any time.

Our Focus Areas

Aprio’s analysis-based approach to payments consulting means you’ll have a partner every step of the way:

  • Current System Assessments

    Aprio will analyze your current merchant statements and payment processing systems to identify savings or other potential process improvements.

  • Current Provider Negotiations

    Can’t change processors? Our direct negotiation services help you reduce costs while keeping your current processor.

  • Online, Integrated Software Options

    We’ll leverage our extensive network of payment processors and make a tailored software recommendation based on the specific needs of your business.

  • Implementation Support & Optimization

    Once we’ve found the best software for you, we’ll work with the processing partner to help you seamlessly transition to your new payments system.

  • Omni-Channel Acceptance

    Aprio can help you accept payments via virtual terminal, countertop terminal, point-of-sale (POS) system, mobile app, and eCommerce plugins.

  • Interchange Rate Optimization

    Our gateway solutions automatically pull Level II & Level III data to help you get the lowest possible interchange rate for every transaction.

Your Payments Consulting Specialists

Helping you navigate the nuances of payment processing and keep costs low

Payments Consulting Resources

Frequently Asked Questions

What is the average credit card processing fee that a business might pay?

The average fee that a business might pay to process credit card transactions usually falls between 1.5-3.5%. However, this number may be lower or higher depending on the type of product sold or the type of card used by the customer.

How much can I save on credit card processing fees with Aprio?

On average, our clients save around 30% on processing fees. Depending on your transaction volume, we’ve uncovered annual savings ranging from $5,000 to $200,000.

Curious what your savings could look like? Start with a free statement review and find out!

What is Aprio’s payments consulting process?

Getting started is simple. Just send us your last 3 months of merchant statements for an initial cost analysis. Then, we’ll schedule a brief introductory call to understand your current setup, discuss your goals, and walk through the preliminary savings and options. From there, we’ll determine the best next steps together—and Aprio will advocate for your business every step of the way.

Is it possible to negotiate my current credit card processing fees?

Yes! If your business is processing $500k or more in credit card transactions per month, Aprio can help you negotiate your current credit card processing rates. Contact us today to learn more.

How is Aprio compensated for their payments consulting services?

Aprio is compensated by our processing partners, so you pay nothing directly to us —and you keep 100% of the savings when you switch. In cases where it’s more effective for us to negotiate directly with your current provider, our fee is simply a percentage of the savings we generate for your business.

Don’t risk high payment processing fees. 

Contact Us
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