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Howard Zandman, CPA, CFF, MAFF

Partner Emeritus, Litigation Support and Forensic Accounting Services

A Partner Emeritus at Aprio and the leader of the Litigation Support & Forensic Accounting Services team, Howard has more than 40 years of experience in forensic and general accounting (including consulting), complex damage scenarios, insurance loss accounting, financial analysis in both industry and the public sector, auditing and taxation. During his career, Howard has specialized in complex damage and insurance loss claims, including:

  • business interruption (lost profits),
  • intellectual property damages,
  • breach of contract and earn-out disputes,
  • class action wage & hour disputes,
  • broker-dealer disputes,
  • analysis of financial information on potential punitive damage awards,
  • fraud investigations, including fidelity loss matters, and
  • construction loss payment disputes.

Howard is an author and frequent public speaker and has made presentations for the National Association of Certified Valuators and Analysts (NACVA), Federation of Defense and Corporate Counsel (FDCC), Georgia Society of CPAs, ICLE-GA, Property Loss Research Bureau and the Southern Loss Association. On numerous occasions, Howard has testified as an expert witness in both federal and state jurisdictions and FINRA hearings, and he has served as an appraiser and umpire in alternative dispute resolution forums.

Howard earned a Bachelor of Science degree cum laude from Long Island University. He is affiliated with the following professional and community organizations:

  • Licensed Certified Public Accountant in the states of Georgia, New York & Florida
  • American Institute of Certified Public Accountants
  • Georgia and New York Societies of Certified Public Accountants
  • National Association of Certified Valuation Analysts – Former chair of board
  • The American Bar Association – Non-lawyer affiliate member
  • The Defense Research Institute – Non-lawyer affiliate member
  • The Southern Loss Association – Life member/financial advisor
  • Ramah Darom – President
  • American Israel Public Affairs Committee – Member of Atlanta Executive Counsel

Select Experience:

  • Assisted counsel for local municipality in matter involving dispute over rightful amounts due to members of the funded defined benefit retirement accounts
  • Assisted counsel for local municipality in investigation and claim for alleged losses sustained due to termination of high ranking municipal executive
  • Assisted counsel of an international shipping company in providing expert testimony in a $65 million claim for lost profits due to an alleged breach of contract
  • Provided expert testimony for $35 million of claimed lost profits damages by a newscopter company against a major media conglomerate
  • Assisted counsel, prepared exhibits and provided successful expert testimony at a jury trial in defense of a $20.5 million damage claim for loss of market and profits due to alleged product contamination
  • Provided expert testimony at a jury trial in defense of a $2.5 million fraudulent damage claim
  • Prepared exhibits and provided testimony at a jury trial explaining financial condition at time of loss of high profile individual and his related businesses
  • Assisted counsel and provided testimony in defending an intellectual property damages suit brought by large national professional services firm against individuals who left firm and started an alleged competing business using an alleged similar logo and trade name
  • Assisted counsel in defending an intellectual property damages suit brought by an individual who alleged an interest in a startup company and attempted to link this startup to the foundation of what became the electronic exchange
  • Assisted counsel and offered expert testimony in sanctioned FINRA hearings
  • Assisted counsel with analyses of business loss claims due to alleged legal malpractice
  • Prepared business interruption insurance loss claims for businesses sustaining damages from a hurricane
  • Assisted counsel and insurers in various white-collar crime matters with automobile dealerships and professional service firms
  • Served as an agreed-upon independent in assessing an alleged breach of contract matter in business operations and insurance disputes
  • Assisted counsel in defending class action FLSA actions by performing data modeling and analyses
  • Worked with counsel in defense of accountant’s malpractice matters
  • Assisted in valuation of various broker dealer entities for purposes of alleged losses sustained due to wrongful termination